Author: erlstealth

how to find owner financed land with well and septic

How to Find Owner-Financed Land with Well and Septic

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Are you dreaming of owning a piece of land but struggling to secure traditional bank financing? You’re not alone, as a significant portion of rural land sales involve some form of seller financing. Finding land that is ready for a home, complete with essential utilities, can feel like searching for a needle in a haystack. … Continued
bridge loan heloc

Bridge Loan vs. HELOC: Understanding the Key Differences

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Navigating the various financing options for real estate, understanding the differences between a Bridge Loan vs. HELOC is crucial for making the right decision. Did you know that bridge loans are typically short-term and can have interest rates ranging from 6% to 16%, while HELOCs often offer lower rates, averaging around 7% in 2023? Steve … Continued
what is land with a well and septic

What Is Land with a Well and Septic? Your Ultimate Guide

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Did you know that nearly 20% of homes in the United States rely on private water and septic systems instead of public utilities? If you’re considering buying or selling land with a well and septic, it’s essential to understand how these systems work and their impact on property value. Land with a well and septic … Continued
personal loan be used to buy land

Can a Personal Loan Be Used to Buy Land? Everything You Need to Know

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Buying land is a big decision, and finding the right way to finance it can feel overwhelming. One common question is, “Can a personal loan be used to buy land?” The answer depends on your financial situation and the type of land you’re purchasing. According to recent data, personal loans account for approximately 22% of … Continued
finance land purchase

A Comprehensive Guide on How to Finance Land Purchase

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Securing the funds for your dream property can feel like a major hurdle, especially when recent surveys show that nearly 40% of aspiring landowners find financing to be their biggest challenge. Understanding how to finance land purchase is the first step toward turning your vision into a reality. Many buyers are unaware of the various … Continued
use a heloc to buy land

Can You Use a HELOC to Buy Land? What to Know

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Tapping into your home’s equity to purchase property is a strategy gaining traction, with HELOC balances nationwide increasing by over $18 billion in the last year alone. For many aspiring landowners, the big question is, “Can you use a HELOC to buy land?” Yes, it’s possible, but success requires thoughtful planning. This financing approach provides … Continued
infill lot

What Is an Infill Lot? A Complete Guide

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Have you ever noticed a vacant, unused piece of land tucked between existing homes or buildings in a developed neighborhood? That’s likely an infill lot, and they are becoming increasingly valuable assets in urban and suburban areas. With land availability shrinking, studies show that infill development can be up to 45% more cost-effective for municipalities … Continued
borrow against land i own

Can I Borrow Against Land I Own? Your Ultimate Guide

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Can I borrow against land I own? This question is on the minds of millions of American landowners who need access to cash but don’t want to sell their property. According to the USDA, over 36% of the United States is privately owned land, representing trillions of dollars in untapped equity that could serve as … Continued
before buying land with river

What You Need to Know Before Buying Land with a River

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Did you know that waterfront properties can increase land value by up to 50%, but nearly 40% of riverfront land purchases face unexpected legal complications? Buying property with river access can offer great recreational opportunities and strong investment potential, but many buyers miss important details that can lead to expensive mistakes. Before buying land with … Continued