Author: erlstealth

buying land with cash

Benefits of Buying Land with Cash: Everything You Need to Know

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Purchasing land with cash offers significant advantages over traditional financing, putting you in a powerful position as a buyer. A cash transaction can be completed in just 1–2 weeks, much faster than financed deals, which take 30–45 days to close. This speed is a major factor, as are the financial savings from avoiding lender fees … Continued
get an address for land

How to Get an Address for Land: A Guide for Property Owners

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Turning a raw parcel of land into a property with a recognized address is a critical step for any owner, yet the process can often seem confusing. Without a formal address, you cannot secure building permits, connect utilities, receive mail, or ensure emergency services can find you. In fact, many counties require an approved driveway … Continued
understanding bridge loan rates

Understanding Bridge Loan Rates: What You Need to Know Before You Apply

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A bridge loan can be the perfect financial tool to cover a funding gap, but understanding the actual cost is crucial before committing to one. These short-term loans help you secure a new property before selling an existing one, but their convenience comes with higher interest and fees than traditional mortgages. The bridge loan rates … Continued
deny access to landlocked property

Can You Deny Access to Landlocked Property? Legal Rights Explained

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Owning a property without direct road access can create complex and often costly legal challenges for both landowners and their neighbors. Studies estimate that a surprising number of rural parcels lack legally recorded access, raising the critical question: Can you deny access to landlocked property? While the immediate answer may seem like it should be … Continued
banks for land loans

Best Banks for Land Loans: Rates, Terms, and Requirements

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Finding the right financing for a plot of land can be a significant hurdle, especially since lenders often require down payments between 20% and 50%. This guide is designed to help you navigate the process by comparing the best banks for land loans, outlining their typical rates, terms, and credit score requirements. We will break … Continued
foundation in construction

What Is a Foundation in Construction? Types, Costs, and Uses

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What is a foundation in construction? It’s the base that supports your entire building, and getting it right can save you time, money, and headaches. Industry data shows that foundations and site work can account for 10–15% of total construction costs, and moisture-related foundation issues contribute to billions of dollars in repairs nationwide each year. … Continued
costco mortgage finance land

Does Costco Mortgage Finance Land? What You Need to Know

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If you are asking, “Does Costco mortgage finance land?” you have found the right resource for a direct answer. While Costco’s well-known mortgage program provides members with access to a network of partner lenders, securing financing for raw land through them is often not possible. Many lenders avoid land-only loans, and those that offer them … Continued
who owns most land in the usa

Who Owns the Most Land in the USA: Updated Rankings and Facts

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Have you ever wondered who owns the vast stretches of land across the United States? It’s a question that reveals a complex picture of ownership, with the federal government holding approximately 28% of the nation’s total acreage. Understanding who owns the most land in the USA involves looking at both massive public holdings and the … Continued
riser in plumbing

What Is a Riser in Plumbing? Definition, Types, and Uses

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Have you ever wondered how water reaches the top floor of a tall building or how wastewater safely drains away? The answer often involves a crucial component that most people never see, which leads many to ask, “What is a riser in plumbing?” Essentially, a riser is a vertical pipe that transports water, waste, or … Continued